Have you recently experienced a declined transaction with the reason cited as "user limit exceeds"?
This can be frustrating and inconvenient, especially when making essential purchases or managing your business expenses. However, there's no need to worry! This decline message reminds you that you have reached your current spending limit.
We developed the "Check Spending Power" to provide financial flexibility. This feature enables you to quickly request a spending limit, ensuring that you have the flexibility to carry out transactions within your desired limit.
How Does It Work?
Accessing the "Check Spending Power" feature is simple.
1. Open the LINKBANK IMPACT Card mobile app and tap the Menu Icon(≡) on the upper-left corner of the dashboard.
2. From the side menu, tap Cards
3. Then, tap the tile of the card that you need to check
3. On the Card Details page, tap Check Spending Power
4. Enter the amount of your intended purchase/transaction, then tap the check(✓) to proceed
If Approved
You will see a message saying that it is "Good News!"
If Not Approved
You will see a denial message "We're Sorry"
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